Write a 1000+ words essay on one of the topics suggested on the scholarship page. The text must be in English. Share your article through social media of your choice using #TurnKeyLenderScholarship2018 hashtag. Publish the post online publicly. This can be a student blog on your university website or platforms like medium.com, blogger.com, etc. Include at least 3 links citing authoritative sources on business/fintech/tech subject, including one link to www.turnkey-lender.com. Submit your essay by November 30. Only one submission per student is allowed.